It's True.


Change The Process!

Zero Fee Credit Card Processing is now possible, because of new laws and rule changes in processing regulations.   Credit card processing for most businesses is an expense that is often overlooked.  With credit card companies having the upper hand for many decades, congress has decided to side with business owners to help minimize and cap some of those high credit card processing fees.  

Our mission at ReversePAY is to find a payment acceptance solution for you that results in low, if not ZERO FEE PROCESSING.  We do this by working with our credit card processor to customize a merchant processing program right for your type of business.  Every business is a little different, so we'll customize a zero fee credit card processing solution specific to your demographic.  We take advantage of changing regulations and laws to help offset credit card fees to either the customer or by other means. Back To Home Here

Stop Paying To Get Paid!
It doesn't make sense that your business is providing a valuable service and you have to fork the bill to collect payment.  Adopt the new rule changes and make the smart decision for your business.  Now you can accept all major credit cards and process payments online, in-store, through a virtual terminal, invoicing, or on mobile without the high credit card fees.

Accept All Major Cards

Virtual or Online


How Is Zero Fee Credit Card Processing Possible?

Since January 27, 2013 a ruling in federal courts has allowed business owners to combat high credit card fees.  The Frank-Dodd Act and within the Durbin Amendment states that businesses owners now have the right offset credit card fees with either a Surcharge or Cash Discount Program.  We do not offer the surcharge program anyway, but we still offer our "Cash Discount" program. This program helps offset the interchange and processing fees traditionally paid by businesses.  This program has a 4% cap on pass thru fees.  Our zero fee processing solution utilizes special software that is integrated right into the payment terminal or platform of choice.  This makes it seamless when collecting credit card payments.  Most businesses see over 95% in processing savings immediately.

You can see what type of merchants utilize this Zero Fee Processing Program HERE.

**All States Allowed For Cash Discount Program (See More HERE)


Seamless Integration & Processing
ReversePAY makes setting up a zero fee processing solution simple and seamless.  Let's take a walk through a sample transaction.  A customer decides to use your service/product and the cost is $20.  You gladly accept their credit card as a form of payment.  You run the card through a ReversePAY credit card terminal.  A non-cash discount fee of 4% is added automatically to the transaction at the point-of-sale.  The total of $20.80 (plus taxes) is received for the purchase and the fee.  Both are automatically transferred to your business bank account within 24-48 hours.  The fee completely offsets your processing fees and you have a zero fee processing solution.
We have multiple payment platforms and you can SEE HERE.

Customer Chooses Your Services

Accept Credit Card

Reverse Fees to Customer

Keep More Profit

VISA Surcharge Statement

Since January 27, 2013, merchants in the United States and U.S. Territories have been permitted to impose a surcharge on consumers when they use a credit card.

Retailers must limit the amount of the surcharge to the merchant discount rate for the credit card transaction surcharged, or 4%, whichever is lower.

Additionally, merchants may not require a minimum purchase requirement of more than $10 for Visa transactions.

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Mastercard Surcharge Statement

Pursuant to a settlement of the U.S. merchant class litigation, MasterCard will modify certain rules and business practices to permit U.S. merchants to apply an extra checkout fee, also known as a surcharge, to customers who pay with MasterCard-branded credit cards. The rule change permitting such surcharging will go into effect on January 27, 2013. These fees are not allowed on Debit MasterCard or MasterCard prepaid cards.

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President of Cash Tech
Vy Chantharasy
President, Co-Founder

It's important that we find the best solution for small businesses for all merchant processing needs.  I come from a family of small business owners that waste thousands of dollars every year on credit card processing and understand that this cost effects profit margins heavily.  ReversePAY is the answer to processing payments without the high fees.  We will continue to pioneer a new movement and Change The Process of processing payments whether its online, in-store, or through mobile.

To Your Success In Life & Business,

Vy Chantharasy

Fill out the contact form below and we will respond within 24 hours.  If you have immediate questions please call us directly and toll free at 1.888.507.3837. Let us Change the Process!
We look forward to talking with you. Please allow 24 hours for our team to respond or you can email us at">

We look forward to talking with you. Please allow 24 hours for our team to respond or you can email us at